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MODULE FOR 1C-BITRIX
RusWallet — Credit and Installment Plan
The module adds the 'Credit and Installment' payment method via the RusWallet service to an online store on the 1C-Bitrix platform. RusWallet acts as a POS-credit aggregator: the store connects once, and the service forwards customer applications to its credit partners. The module implements a processor for the 'RusWallet — Credit and Installment' payment system.
The module adds the 'Credit and Installment' payment method via the RusWallet service to an online store on the 1C-Bitrix platform. RusWallet acts as a POS-credit aggregator: the store connects once, and the service forwards customer applications to its credit partners.
The module implements a processor for the 'RusWallet — Credit and Installment' payment system. It transmits the shopping cart contents, total amounts, and optionally shipping costs to RusWallet. Customers complete the application form and select their offer directly on the RusWallet side, eliminating the need for the store to collect passport data. Order statuses are updated automatically based on notifications from RusWallet with mandatory signature verification.
Six order statuses are supported: 'Scoring / Offer Selection', 'Contract Signing', 'Credit Issued', 'Refusal', 'Cancelled', and 'Return in Progress'. The mapping of these statuses is configurable. The functionality includes settings for the financing type (credit or installment), installment terms, return addresses for customers upon successful completion or cancellation, and a store code for merchants with multiple locations.
The module requires the 'Online Store' (sale) module installed in the 'Small Business', 'Expert', or 'Business' editions. The minimum required PHP version is 8.2 or higher.
To use the module, you must sign a contract with the RusWallet service and obtain an API key and a secret key from the RusWallet personal account. Connecting a store to the RusWallet service is free of charge. The website must be accessible to receive status notifications for applications from the service. The module transmits order data to RusWallet. If the order includes the buyer's last name, first name, and phone number, these details, along with the middle name and email address if provided, are sent to pre-fill the application form. The module's source code is fully open and contains no encoded parts.
General iT can take care of implementing “RusWallet — Credit and Installment Plan”, including installation, configuration and result verification.
UPDATE HISTORY
Delivery by credit is enabled by default. The parameter Add delivery cost to credit/installment is enabled by default: delivery is passed to the order as a separate item, and the order total matches the order amount. In payment systems with already saved settings, the value does not change: check it in the payment system settings.
The Payer Type field has been removed from the module settings: the module did not use it.
Security. The module connects to the RusWallet API only via HTTPS on ruswallet.ru or its subdomain. If a different address is entered in the "RusWallet API URL" field, the checkout process will stop with a message, and neither the API key nor the buyer's data will be transmitted anywhere.
Security. The buyer's return address is constructed from the store settings: the site's "Server URL", and if that is empty, the main module's "Site URL". The Host header of the request is no longer used. If neither is set, the checkout process will stop with a message indicating this.
Security. The payment page opens only addresses starting with HTTP protocol or HTTPS protocol. Addresses of other types from the API response do not appear in the link or trigger an automatic redirect: the buyer sees a message about order preparation.
The payment page and module settings output data via the standard Bitrix function htmlspecialcharsbx.
Security. The order status notification modifies only the payment for which the order was created. Notifications without an order number, with an order for a different purchase, or with tampered parameters in the address are rejected.
Security. Requests to the RusWallet API do not follow redirects, so the API key cannot be sent to an unauthorized address. If the payment system settings specify an address with a placeholder, replace it with the correct address.
If the payment lacks an order number but the purchase already has one, the module restores the connection when the buyer opens the payment page.
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